Insurance companies owe policyholders a duty of good faith and fair dealing when it comes to handling an insurance claim. This means that the insurance company must process claims fairly and promptly. Post-Katrina, insurance companies have been minimizing payments by denying claims, assessing damage below repair costs and relying on so-called "flood exemptions" to keep from paying claims they owe. If you file a legitimate claim with your insurance company, and it is denied or underpaid, then the insurance company may have violated the insurance contract and acted in "bad faith." Under Louisiana law, an insurance company that acts in bad faith may have to pay attorney fees and damages.
To stand up to an insurance company’s bad faith, you will need insurance lawyers who have experience with these types of disputes. The insurance claim attorneys at Harrell & Nowak, lawyers serving New Orleans, Metairie, Kenner, and beyond, fought for policyholders throughout Louisiana after Hurricanes Katrina and Rita – working to obtain the insurance money they had paid for. If you'd like to schedule a consultation with Shirin Harrell and Eric Nowak to discuss an unpaid or underpaid claim, please contact our firm.
Taking Legal Action against Insurance Companies
When an insurance company denies or underpays a legitimate claim, you may try to collect from the company on your own before coming to see us. However, if the insurance company continues to stall or refuses to pay your claim, you may have no other option than to hire an insurance lawyer. You cannot delay hiring an insurance lawyer because you only have a limited time to enforce your insurance rights – and the insurance companies know this, making any delays their benefit. If you are frustrated and angry because your insurance company continues to underpay or deny your claim, it is probably time to call lawyers with a proven track record of taking on insurance companies and enforcing a policyholder’s rights.
At Harrell & Nowak, our lawyers have extensive experience handling homeowners’ claims, flood claims, condominium claims, and business interruption claims. We have prosecuted against State Farm, Allstate, Farmers, Lloyds of London, and Louisiana Citizen’s insurance companies, among others. Because of our extensive experience fighting insurance companies, we are able to anticipate strategies and tactics that the insurance companies use to keep from paying legitimate claims.
Filing a Bad Faith Insurance Claim: Contact Our Attorneys - New Orleans, Metairie, Kenner
If your insurance claim has been wrongly denied, delayed, or underpaid, our lawyers want to help you. Serving New Orleans, Metairie, and Kenner, our bad faith insurance attorneys have represented hundreds of homeowners and many business owners when their insurance companies failed to properly pay their insurance claims after Hurricanes Katrina and Rita. We will aggressively represent your interests so that you receive the fair treatment and all the benefits and funds that you paid for and that you are entitled to, based on your insurance policy. Please contact our firm today.